Dental Insurance & Payment Options in North Phoenix, AZ

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Affordable Dental Care

At Matthew Cavendish DDS, we believe that quality dental care should be accessible and affordable for everyone in Phoenix. We don’t want cost concerns to keep you from a healthy smile! That’s why we offer affordable fees, accept dental insurance, provide financing options, and have our own In-House Cavendish Dental Membership Plan to help manage costs. Plus, we always review expected out-of-pocket costs before starting any treatment—so there are no surprises. Have questions about the best payment option for you? Our financial experts are here to help!
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Payment Methods We Accept

Cash, Check, American Express, Discover, MasterCard, Visa

*A convenience fee of 3% will be added to the total amount for all credit card transactions. Debit card, HSA, FSA, cash, and check transactions are not subjected to convenience.

Pay Online
Man smiling showing his white teeth

Dental Insurance

We are happy to accept a variety of PPO dental insurance plans and will help you maximize your benefits. Our team will handle the paperwork by filing and tracking claims for you, verifying benefits, and providing an accurate estimate of your treatment costs.

If your plan isn’t listed, give us a call—we may still be able to work with it! We also accept cash and CareCredit® financing.

Call us at 602-482-2785 or fill out our online form with any questions or to schedule your appointment.

Woman smiling showing her white teeth

Some of the PPO Plans We Accept

  • Delta Dental
  • Aetna
  • MetLife (select plans)
  • Cigna
  • Humana
  • United Healthcare PPO & Medicare Advantage
  • Guardian
  • Connection Dental
Happy couple smiling showing their white teeth in the living room

No Insurance? Try Our In-House Cavendish Dental Plan!

No insurance? No problem! Our In-House Membership Plan gives you access to affordable, hassle-free dental care—without dealing with deductibles, waiting periods, annual maximums, claim denials, or pre-approvals. Call us to get started and enjoy quality dental care at an affordable rate.

No Waiting Period

No Exclusions

No Annual Deductible

No Pre-Authorizations

No Annual Maximum

$399

First Person per Year

Includes:

  • 2 Professional cleanings (regular and periodontal maintenance)
  • 2 Regular exams
  • 2 Sets of X-rays

Additional Benefits:

  • Save 20% on all dental procedures completed at our practice.
  • Save 10% on ortho & night guards
$349

Any Additional Family Member per Person per Year

Includes:

  • 2 Professional cleanings (regular and periodontal maintenance)
  • 2 Regular exams
  • 2 Sets of X-rays

Additional Benefits:

  • Save 20% on all dental procedures completed at our practice.
  • Save 10% on ortho & night guards
*Our In-House Insurance Plan does NOT include fluoride, whitening trays/bleach, or any products sold in the office.
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Third-Party Financing

Unexpected dental costs shouldn’t prevent you from getting the care you need. That’s why we offer flexible third-party financing through CareCredit® and SunBit, with affordable rates and manageable monthly payments. Need help choosing the best payment option? Contact us today at 602-482-2785, and we’ll be happy to assist you!

CareCredit®

CareCredit® works like a healthcare credit card, offering low and no-interest plans with extended repayment options. Visit their website to learn more and apply.
Learn More & Apply Today

SunBit

Smile now and pay over time. Sunbit offers flexible financing* through an easy and convenient process right from your phone. Get pre-approved in seconds, select the best loan option for you, and start treatment.
Learn More & Apply Today

Caring Dental Services for You and Your Family

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